April 03, 2009

Lessons Learned During the First Week of Marriage

1. Men sprawl out when they sleep. M takes up every available inch of space and if I move a centimeter, it is surrendered ground and becomes his.

2. M thinks that there is only 1 brand of ketchup - and that's Huntz. If I bring anything else into the house, he will consider it grounds for a "serious" discussion.

3. Miracle Whip is not mayo! Anything with the word dressing on the label belongs on a salad, not a sandwich. And unlike, Maria who got Kevin to bend (see Maria's comment to this post ), I won't get a compromise from M on this one.

4. Grocery shopping for 2 people is more expensive, but a lot more fun - and the best part is there is someone to help carry in the groceries.

5. My husband ( it is still weird saying that) loves Spreadsheets. He has built an extensive spreadsheet for our budget. It includes a tab that shows every deposit and withdrawl that we anticipate coming out of our account for the next 8 months. His attention to details is amazing....and a bit unnerving.


Kathie Brinkman said...

If he likes tracking finances you all should try the Quicken program. It's a computerized checkbook register that can also track what your money is being spent on, give you reports, and you can set up recurring withdrawals for every month expenses. I love it! I also do all online banking and pay most all our bills online. When Matt gets paid I spend some time on the computer later that day posting everything, paying all bills that are due before his next paycheck, put aside our savings accumulations, give everyone their allowances, then whatever money is left over is spending money. Very easy--if you like using a computer for everything--which we do! How wonderful that your man is already taking such good care of your lives by being proactive with your money. That's a really good thing!!!

Kimberly said...

I agree that it is a really good thing. We both want to monitor our finances closely and make sure that we are being good stewards of our money. I let him do the computer side of things, and I am working on a cost cutting analysis. I have established a plan to pay off the credit card debt we have. I am also learning all the tips and tricks for getting the most bang for our grocery buck.

Kathie Brinkman said...

Good for you! A book that was very helpful to us aa young marrieds was Larry Burkett's "Financial Guide for Young Couples." The book is well over 25 years old now BUT, the principles are timeless and he does give you some basic percentages to work from in developing a budget. Probably the most eye opening thing for us was to see how much we were overspending in certain areas when we thought we were being frugal. The point he makes over and over again is that if you are way over spending in one catagory which for many is in housing, you'll never be able to balance out the rest of your budget. Many churchs teach his stuff or other Christian financial planning programs--this is a key, key, key area in your marriage to get informed in, make a plan and totally unify over.

NavyBride said...

Ohhhhh Quicken. I have to say, I was not a Quicken fan, but K is "devoted" to it. At this point, he handles most of the financial side of things, and I really am impressed by the way he keeps everything balanced. And when we found out we were pregnant, one of the first things we did was sit down and run numbers through Quicken. Definitely not romantic, but it does provide a sense of where we stand financially, what changes we can afford to make, where we can splurge and where we overspend.